Have you ever tried to remove a tree on your own?
The internet is filled with failed attempts at cutting down trees and removing stumps. I’ve removed some small trees on my own. But, a big tree? I am grateful to all those who suffered and struggled and filmed their efforts so I could learn that it isn’t as easy as tying a stump to the back of a truck. It also isn’t as easy as asking my friend or relative with a chainsaw to cut a large tree down.
Why is it so difficult to remove a tree?
Because it takes experience and knowledge to know where and how to cut to avoid damage, it takes experience to know where to look for roots before pulling a stump out. It takes a professional.
I’ve found that to be true in financial planning, too.
The internet is full of good ideas on things to watch for and do when creating a financial plan. These are great for those little trees. You know, like setting this month’s budget. Or getting the reminder to update your will.
For things like adjusting your plan to maximize your in-pocket income from your investments. Or modify your investment allocation to reduce risk while still working to meet your objectives. Or even prioritizing goals based on family and economic changes. There is no substitute for a professional who has the experience and knows how to dig down and find all the roots that could be keeping you from your goals.
If you’ve been doing it alone, it might be a good time to meet. My team and I will thoroughly analyze your plan to ensure your retirement is as great as possible.
