Serving Fort Walton Beach, Niceville, Destin & the Emerald Coast since the 1990s
Get a Clear Picture of Your
Retirement
You've spent decades saving. Now the question changes: how do you turn what you've built into reliable income that lasts — through taxes, inflation, and everything retirement brings? Our complimentary Retirement Review shows you exactly where you stand.
No cost. No pressure. Education first — you decide what's in your best interest.
• 30+ years serving Northwest Florida
• Advisors, CPAs & estate attorney under one roof
• Trusted by military families at Eglin AFB & Hurlburt Field
What your retirement covers
In one focused meeting, we'll walk through the four questions that determine whether your retirement plan actually works.
Income Plan
Where will your monthly income come from — Social Security, retirement accounts, pensions, savings — and is it built to last as long as you do?
Social Security Timing
When you claim can change your lifetime benefit significantly. We'll look at your specific situation, not a rule of thumb.
Tax Awareness
Withdrawals, required distributions, and account types all carry tax consequences. Our in-house CPAs help us spot what others miss.
Risk Check
Is your portfolio still positioned like you're 45 when you're 5 years from retirement? We'll review how much risk you're actually carrying.
Complimentary · No obligation · 45 minutes
Get a Clear Picture of Your
Retirement
You've spent decades saving. Now the question changes: how do you turn what you've built into reliable income that lasts — through taxes, inflation, and everything retirement brings? Our complimentary Retirement Review shows you exactly where you stand.
No cost. No pressure. Education first — you decide what's in your best interest.
One Plan. Three Professions. One Roof.
Most people juggle a financial advisor in one office, a CPA in another, and an attorney in a third — and hope they talk to each other. At Cornerstone, they sit down the hall from one another.
Financial Advisors
Retirement & Investments
Income planning, investment management, Social Security strategy, and annuity analysis — coordinated around your goals.
Certified Public Accountants
Tax Strategy
In-house CPAs review the tax side of every recommendation, so your income plan and your tax plan work together.
Estate Planning Attorney
Estate Preservation
Wills, trusts, and beneficiary coordination handled alongside your financial plan — not as an afterthought years later.
A truly holistic approach to retirement — rare in our industry, standard at Cornerstone.
Who You'll Meet With
A father-and-son team rooted in the Fort Walton Beach community — with a planning philosophy built on education first.
Eric Riggenbach
Executive Director
Over 30 years guiding Northwest Florida families through retirement, estate preservation, and investment planning.
Alexander Riggenbach
Financial Advisor
Focused on retirement planning, investment management, and Social Security Strategy for pre-retirees along the Emerald Coast.
How It Works
Simple, transparent, and on your timeline.
Schedule Your Review
Pick a time below that works for you — in person at our Fort Walton Beach office or by video call.
We Talk Through Your Picture
A relaxed 45-minute conversation about your savings, income sources, and what retirement looks like for you.
You Get Clear Next Steps
You leave with an honest assessment of where you stand — and you decide whether and how to move forward. No pressure, ever.
Common Questions
Is the review really free?
Yes. The Retirement Review is complimentary and carries no obligation. Our philosophy is education first — we help you understand your situation so you can decide what direction is in your best interest.
Do I need to bring anything?
Helpful but not required: recent statements for retirement accounts, an idea of your Social Security estimates, and any pension information. If you don't have these handy, we can still have a productive first conversation.
What if I already have an advisor?
That's fine. Many people use the review as a second opinion on an existing plan. You'll get an honest, independent look at where you stand.
Do you work with military families?
Yes — we've served families connected to Eglin AFB and Hurlburt Field for decades, including TSP, survivor benefit, and military retirement questions.
Can we meet virtually?
Absolutely. Reviews are available in person at our Fort Walton Beach office or by video call — whichever is more convenient for you.
Retirement Is Too Important to Guess At
One conversation can tell you whether your plan is on track — and what to do if it isn't.
Cornerstone Financial Coach
2018 Lewis Turner Boulevard, Suite A, Fort Walton Beach, FL 32547 · (850) 862-8082
Securities offered through CreativeOne Securities, LLC, Member FINRA/SIPC. Advisory services offered through CreativeOne Wealth, LLC, a Registered Investment Adviser. Cornerstone Financial Coach and CreativeOne Securities, LLC are not affiliated.
This material is for informational and educational purposes only and is not intended as tax, legal, or investment advice. Investing involves risk, including the possible loss of principal. Please consult your own tax and legal professionals regarding your individual situation.