Serving Fort Walton Beach, Niceville, Destin & the Emerald Coast since the 1990s
Complimentary · No obligation · 15 minutes
Get a Clear Picture of Your
Retirement
You've spent decades saving. Now the question changes: how do you turn what you've built into reliable income that lasts — through taxes, inflation, and everything retirement brings? Our complimentary Retirement Review shows you exactly where you stand.
No cost. No pressure. Education first — you decide what's in your best interest.
• 30+ years serving Northwest Florida
• Advisors, CPAs & estate attorney under one roof
• Trusted by military families at Eglin AFB & Hurlburt Field
What your retirement covers
In one focused meeting, we'll walk through the four questions that determine whether your retirement plan actually works.
Income Plan
Where will your monthly income come from — Social Security, retirement accounts, pensions, savings — and is it built to last as long as you do?
Social Security Timing
When you claim can change your lifetime benefit significantly. We'll look at your specific situation, not a rule of thumb.
Tax Awareness
Withdrawals, required distributions, and account types all carry tax consequences. Our in-house CPAs help us spot what others miss.
Risk Check
Is your portfolio still positioned like you're 45 when you're 5 years from retirement? We'll review how much risk you're actually carrying.
One Plan. Three Professions. One Roof.
Most people juggle a financial advisor in one office, a CPA in another, and an attorney in a third — and hope they talk to each other. At Cornerstone, they sit down the hall from one another.
Financial Advisors
Retirement & Investments
Income planning, investment management, Social Security strategy, and annuity analysis — coordinated around your goals.
Certified Public Accountants
Tax Strategy
In-house CPAs review the tax side of every recommendation, so your income plan and your tax plan work together.
Estate Planning Attorney
Estate Preservation
Wills, trusts, and beneficiary coordination handled alongside your financial plan — not as an afterthought years later.
A truly holistic approach to retirement — rare in our industry, standard at Cornerstone.
Who You'll Meet With
A father-and-son team rooted in the Fort Walton Beach community — with a planning philosophy built on education first.
Eric Riggenbach
Executive Director
Over 30 years guiding Northwest Florida families through retirement, estate preservation, and investment planning.
Alexander Riggenbach
Financial Advisor
Focused on retirement planning, investment management, and Social Security strategy for pre-retirees along the Emerald Coast.
How It Works
Simple, transparent, and on your timeline.
Schedule Your Review
Click on the link below to schedule your introductory phone call
We Talk Through Your Picture
A relaxed 45-minute conversation about your savings, income sources, and what retirement looks like for you.
You Receive Clear Next Steps
Complimentary · No obligation · 15 minutes
Get a Clear Picture of Your
Retirement
You've spent decades saving. Now the question changes: how do you turn what you've built into reliable income that lasts — through taxes, inflation, and everything retirement brings? Our complimentary Retirement Review shows you exactly where you stand.
No cost. No pressure. Education first — you decide what's in your best interest.